Key rules and eligibility

Key rules

  • The SCF investment in a company must not exceed £1 million in one tranche or in multiple rounds.
  • The total deal size should not exceed £2 million (this will include any debt component).
  • The investment must be at least matched pound for pound by the SCF partner.
  • The terms obtained must be pari-passu with the SCF partner.
  • Scottish Enterprise cannot hold in aggregate more than 29.9 per cent of the voting rights of a company.
  • Public money cannot account for more than 50 per cent of the total risk capital funding in a deal.

In order to be eligible for investment from the Scottish Co-investment Fund, your company must:

  • be incorporated;
  • have less than 250 employees;
  • have net assets less than £16 million;
  • be doing a deal which involves the sale of an equity interest;
  • be in an approved business sector – restrictions apply to SCF investments in the following sectors:
    • dealing in land, commodities, futures, shares, securities and other financial instruments;
    • banking, insurance, money lending, debt factoring, hire purchase financing and other financial activities;
    • leasing or letting assets on hire;
    • providing legal or accountancy services;
    • property development;
    • farming, forestry or market gardening;
    • operating or managing hotels, nursing or residential care homes; and
    • retail sectors if there is a trade displacement issue with other local businesses;
  • fall within the EU definition of a Small to Medium Enterprise (SME) Read the definition of a SME on the European Commission website; and
  • be predominantly located in Scotland – this is primarily measured by considering:
    • location of main or head office;  
    • location of majority of staff;
    • country of registration of the operating company; and
    • location of the majority of executive directors,
      to assess a company’s ‘centre of gravity’.